Diminished Value Calculator (17c Formula)
Use the standard insurance 17c formula to estimate your vehicle's loss in market value after an accident. Insurance adjusters use this exact methodology to calculate payout offers.
Estimated Diminished Value
$1,250.00
This represents a loss of 5.0% in total market value due to history record reports (CARFAX/Autocheck).
Negotiate Payout Strategy →Understanding the 17c Insurance Formula
Initially established in the state of Georgia (State Farm Mutual Automobile Insurance Co. v. Mabry), the 17c formula has become the national standard for auto insurers. It starts by taking a maximum cap of 10% of the vehicle's pre-accident value (the Base Loss), then scales it down using multipliers for damage severity (0.00 to 1.00) and vehicle mileage (0.00 to 1.00).