Roof Damage Claim Payout Estimator
Estimate the replacement cost of your roof and see how depreciation (Actual Cash Value vs Replacement Cost Value) and deductibles affect your final insurance payout check.
Estimated Net Claim Payout
$8,900.00
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Replacement Cost (RCV):
$9,900.00
$9,900.00
Depreciated (ACV):
$9,900.00
$9,900.00
ACV vs. RCV Policies Explained
Under a Replacement Cost Value (RCV) policy, your insurer pays the full cost to install a new roof (minus deductible) once repairs are done. Under an Actual Cash Value (ACV) policy, the insurer only pays the depreciated value based on age, meaning you pay the difference out-of-pocket.